http://www.mypoorcreditstudentloans.com Do you really need a loan? Tue, 17 Nov 2009 20:32:17 +0000 http://wordpress.org/?v=2.8.5 en hourly 1 http://www.mypoorcreditstudentloans.com/benefits-of-student-car-loans http://www.mypoorcreditstudentloans.com/benefits-of-student-car-loans#comments Fri, 06 Nov 2009 20:40:21 +0000 poor student http://www.mypoorcreditstudentloans.com/?p=290 Depending on where your University is located, you may find yourself in need of a car to get around campus or get you to your internship on time.  There’s no doubt about it – owning your own car is exciting, and it gives you freedom to go where you want, when you want.  There’s only one problem when it comes to needing your own wheels while still in college:  How the heck are you supposed to pay for it?
The good news is that it is now easier than ever to qualify for student car loans.  And, there are private lending institutions and companies that specialize in providing student car loans to college students who typically have no or very low incomes and don’t want high monthly payments.  If that sounds like something that interests you, then read on!
The first step in obtaining a student car loan is to see if you qualify.  They will check your credit, so if you know you’ll be applying for a student car loan then try to be careful with your debt – especially credit cards – in the months leading up to your application.  If your credit isn’t great, don’t worry.  You aren’t automatically rejected because you charged too much your freshman year.  These companies are used to dealing with students, and any financial mistake you’ve made in the first few months of being ‘on your own’ has already been made by a thousand other students before you.
There are numerous online resources that will qualify you under most circumstances, so start with the internet.  It should only take a few minutes to fill out the necessary information, and then you’re on your way!
Once you’ve been approved for a student car loan, it’s time to go shopping!  Chances are the amount of the student car loans you’ve been approved for are going to limit your choices somewhat, but just because you can’t buy your dream car doesn’t mean you have to settle for a hunk of junk, either.  I recommend you use the money from your student car loans to buy something fun, but reliable, since the last thing you need is to spend a lot on repairs.
Now that you’ve got your student car loans, have fun shopping!

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